When it comes to taking care of your loved ones and protecting them financially when you’re no longer around, investing in life insurance is a smart decision. But with so many companies out there offering different kinds of life insurance policies, it can be overwhelming to choose the right one. To make that choice easier for you, we’ve taken a deep dive into the leading life insurers operating in 2023 and rounded up the very best choices available on the market today – all tailored to meet various needs and budgets! In this blog post, William Schantz breaks down each top-rated company’s offerings and highlights what makes them stand out from their competitors.
William Schantz Lists The Best Life Insurance Companies 2023
1. Northwestern Mutual: Founded in 1857, Northwestern Mutual is one of the oldest and most respected life insurance companies in the US, according to William Schantz. Their portfolio includes a wide range of products such as whole life, term life, universal life, group plans, and annuities. They offer competitive rates for many different coverage levels, and their claims process is highly rated by customers.
2. State Farm: Established in 1922, State Farm Life Insurance Company has been providing superior policies to customers ever since. With over 18,000 agents across the United States, they are one of the largest insurance providers in the country. In addition to traditional policies like term life, whole life, and universal life, they also offer specialized products like long-term care and disability.
3. Prudential: Established in 1875, Prudential is one of the oldest life insurance companies in America. They offer a diverse range of life insurance policies such as term, whole, and universal, along with permanent coverages like accidental death benefits and guaranteed issues. Customers can also access additional products like annuities and long-term care coverage through Prudential.
4. New York Life: Founded in 1845, New York Life has been providing customers with quality life insurance policies ever since. Their portfolio includes term life, whole life, universal life, indexed universal life, and variable universal life options, plus an array of other features such as accelerated death benefits and living benefits.
5. MetLife: Founded in 1863, MetLife is one of the most recognized life insurance companies in the world. Their portfolio includes term life, whole life, universal, and variable universal policies, plus additional products such as long-term care coverage and accelerated death benefits. They also provide customers with access to helpful tools such as an online quoting system and financial calculators.
6. Guardian Life Insurance Company of America: Established in 1860, Guardian Life has been providing quality life insurance to customers for over 150 years. According to William Schantz, their portfolio includes a full range of products like term life and whole life, along with specialized coverages like disability income protection and accidental death benefit riders. Plus, they offer unique features like Vanishing Premiums, allowing customers to save premium money while still enjoying adequate coverage.
William Schantz’s Concluding Thoughts
No matter what your life insurance needs may be, these six reputable companies are sure to have a policy that fits your requirements. With competitive rates and additional features like living benefits and accelerated claims, rest assured you can trust the quality of service each of these companies provides. So William Schantz recommends making sure to do your research and compare the best options for you and your family today!